Last Updated: June 20, 2025
1. Acceptance of Terms
By accessing and using Zenthyvilar ("the Website") and our services, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our services.
2. Description of Services
Zenthyvilar provides online portfolio investment education courses. Our services include video lessons, educational materials, tools, and support resources designed to enhance investment knowledge and skills.
3. Eligibility
You must be at least 18 years old to use our services. By using our services, you represent that you meet this age requirement and have the legal capacity to enter into these Terms.
4. Course Access and Payment
Payment Terms: Course fees are due in full upon enrollment. We accept major credit cards and other payment methods as displayed on our website.
Access Period: Upon successful payment, you will receive lifetime access to your purchased course materials, subject to these Terms.
Refund Policy: We offer a 30-day money-back guarantee from the date of purchase. Refund requests must be submitted in writing to info@zenthyvilar.com.
5. Intellectual Property Rights
All course content, including videos, text, graphics, logos, and software, is owned by Zenthyvilar and protected by copyright and other intellectual property laws. You may not:
6. User Responsibilities
You agree to:
7. Investment Disclaimer
Our courses are for educational purposes only and do not constitute financial advice. Investment decisions should be based on your individual circumstances and risk tolerance. Past performance does not guarantee future results. We are not responsible for any investment losses.
8. Limitation of Liability
To the maximum extent permitted by Australian law, Zenthyvilar shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
9. Indemnification
You agree to indemnify and hold harmless Zenthyvilar from any claims, damages, or expenses arising from your use of our services or violation of these Terms.
10. Privacy
Your privacy is important to us. Please review our Privacy Policy, which governs the collection and use of your personal information.
11. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting on our website. Continued use of our services constitutes acceptance of modified Terms.
12. Termination
We may terminate or suspend your access to our services immediately, without prior notice, for any breach of these Terms or for any other reason at our sole discretion.
13. Governing Law
These Terms are governed by the laws of Victoria, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of Victoria.
14. Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
15. Contact Information
For questions about these Terms, contact us at:
Email: info@zenthyvilar.com
Address: Level 15, 123 Collins Street, Melbourne VIC 3000, Australia
Phone: +61 2 1695 5138
16. Australian Consumer Law
Nothing in these Terms excludes, restricts, or modifies any consumer rights under the Australian Consumer Law or other applicable legislation that cannot be excluded, restricted, or modified by agreement.